Quoted amount
Ask whether any fees would be taken out before the funds reach your account.
Business financing referrals · Restaurants
Put your next restaurant purchase into a funding request.
A replacement range, a larger ingredient order and dining-room work affect a restaurant in different ways. Explain which expense you need to cover and when the supplier or contractor expects payment.
Plan the application
Prepare a practical funding outline
Check that the phone and email details you enter can be used to reach you about the request.
- 01The business cost, requested funding and planned timing
- 02Monthly revenue figures and business age
- 03Business name and sector, plus the requested credit range
- 04A contact email, owner details and mobile access
Assess the repayment commitment
Make room for repayments in your plan
Total payable
Review the combined repayment obligation rather than judging the offer by one payment.
Conditions attached
Read the requirements for security, reporting and any permitted uses of funds.
Purchase examples
Common spending needs in this industry
Kitchen equipment
A failed refrigerator or an undersized range can disrupt preparation before service begins. Include delivery, installation and any kitchen work needed to put a replacement into use.
Ingredient purchasing
Holiday bookings and a menu change can bring larger orders before diners pay. Work from the planned covers and shelf life so the request reflects stock the kitchen can actually use.
Dining-room improvements
Seating, lighting and service stations may need attention between trading periods. Separate the contractor bill from the cost of keeping the restaurant operating while work is underway.
Restaurants · funding preparation
Begin with the business numbers
Build the restaurant budget around supplier deadlines, payroll and the days you expect to trade. A full reservation book does not remove the need to check repayment dates against cash actually received.
Preparing a request
From your business plan to an enquiry
Purchase or expense
Use a quote or a clearly marked estimate to work out the amount you are requesting.
Application questions
Provide industry, trading history, revenue and approximate personal credit information in the relevant fields.
Before sending
Check the contact information and disclosures, complete number verification and confirm the submission.
Helpful application information
What to know about referrals
How are providers connected to my request?
Up to five funding partners may receive an application through a paid referral from us. We sell the application and contact information, receive compensation without a funding requirement, and do not collect an application fee from you.
What affects available options?
Approval cannot be assumed from a successful form submission. Any offer depends on the funding partner’s assessment and the conditions attached to its product.
What can affect the next step?
An equipment delivery date and a financing date may not line up. Ask the provider to confirm its timetable before making a commitment that relies on receiving funds.
What should I read before sharing my number?
Partner contact and information sharing are described in the form and linked policies. Read those details before verifying the number and submitting your business information.
Move from planning to a request
Share the purpose behind your funding request
Begin with the purchase or operating period you need funds to cover, then complete the business questions.